Open Banking Terminals

Smarter Payments. Seamless Connectivity. Unmatched Control.

Key Benefits of Open banking Terminals

Lower Costs, Higher Margins
  • Traditional card payments come with high processing fees, interchange costs, and hidden surcharges. Open Banking Terminals cut out the middle layers by enabling direct account-to-account payments through secure APIs. This means you pay a flat, low fee per transaction—helping you save money on every sale and improve your bottom line.
Faster Access to Funds
  • Cash flow is critical for any business. Unlike card payments that may take days to settle, open banking payments are processed in real-time or within hours. With instant settlements, your funds are available faster—boosting liquidity and enabling quicker reinvestment into operations, inventory, or staffing
Improved Customer Trust & Engagement
  • Consumers are increasingly security-conscious and privacy-aware. Open Banking Terminals leverage bank-grade authentication and require explicit customer consent for each transaction. This not only builds trust but also creates a smoother, card-free checkout experience. With no need to enter card numbers or download additional apps, your customers enjoy a quick, intuitive payment process.

What Are Open Banking Terminals?

Open Banking Terminals go beyond card payments. They enable customers to pay directly from their bank accounts using secure APIs, bypassing traditional card rails. This not only reduces transaction costs, but also improves speed and transparency for both merchants and consumers.

Additional benefits:

  • Lower Transaction Fees
    Avoid costly card interchange and processing fees by accepting account-to-account payments.

  • Instant Settlements
    Funds are transferred directly between bank accounts, often in real-time—no more waiting days for card clearing.

  • Enhanced Customer Experience
    Offer customers a secure, frictionless payment option with no need for cards or third-party wallets.

  • Stronger Security
    Open banking protocols are designed with built-in customer authentication and consent, helping to reduce fraud risk.

  • Rich Data & Integration
    Access valuable transaction insights and integrate with your existing financial systems or CRMs via API.

Use Cases:

  • Retail & Hospitality

  • Transportation & Kiosks

  • Financial Services

  • Utilities & Bill Payments

  • Healthcare & Education

Future-Proof Your Payment Strategy

Whether you’re looking to modernise your point-of-sale experience or reduce reliance on traditional card networks, our Open Banking Terminals provide the tools to keep your business ahead of the curve.

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